Why Refinance?

Is It Time to Refinance Your Home Loan? Here's Why It Might Be

For the full article see our Substack

https://forgetthebanks.substack.com/p/why-refinance

Taking out a home loan shouldn't stretch your finances to breaking point.

And of course, people (and lending products) change. What's right for us one year may not be the right thing a few years down the track.

This is where refinancing comes into play. When you refinance, it’s not just about reducing your monthly repayments or securing a lower interest rate—though those are often excellent reasons. It’s about taking control of your finances and making sure your mortgage continues to suit your lifestyle and financial goals.